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Razorpay vs Stripe
Razorpay and Stripe are both card processing platforms. On a $1,000 payment you keep about $980 on Razorpay and $970.70 on Stripe, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $980 on Razorpay and $970.70 on Stripe, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Stripe is the older platform — founded in 2010, 4 years before Razorpay (2014).
- Razorpay is based in India, Stripe in United States.
- Razorpay focuses on India, while Stripe operates internationally.
Which should you choose?
Choose Razorpay if…
- Keeping more of each payment matters most — its fee is lower.
- You live in India.
Side by side
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Razorpay
India leading payment gateway - businesses of any size accept cards, UPI, netbanking, and wallets, with paymen…
Visit
|
Stripe
The standard for accepting card payments online - anyone with a business (even a sole proprietor) can register…
Visit
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Around 2% per domestic transaction | Around 2.9% plus 30 cents per card charge (US) |
| Payout speed | — | 2 business days standard (US), Instant Payouts within 30 minutes |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | India | 45+ countries (merchant side) |
| Local to | India | — |
| Founded | 2014 | 2010 |
| Headquarters | Bengaluru, India | San Francisco, United States |
| Popularity | 48 views · 0 likes | 46 views · 0 likes |
Frequently asked questions
Which is cheaper, Razorpay or Stripe?
On a $1,000 payment you keep about $980 on Razorpay and $970.70 on Stripe, before withdrawal or currency-conversion costs.
Where are Razorpay and Stripe available?
Razorpay: India. Stripe: 45+ countries (merchant side).