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Flutterwave vs Xendit
Flutterwave and Xendit are both card processing platforms. On a $1,000 payment you keep about $952–$986 on Flutterwave and $970–$993 on Xendit, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $952–$986 on Flutterwave and $970–$993 on Xendit, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Flutterwave is based in United States, Xendit in Indonesia.
Which should you choose?
Choose Xendit if…
- Keeping more of each payment matters most — its fee is lower.
Side by side
Flutterwave
A pan-African payments company - accept cards, mobile money, and local methods across 30+ African countries, w…
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Xendit
Southeast Asia payment infrastructure - businesses in Indonesia, the Philippines, and neighbors accept cards,…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Local cards ~1.4%, international 4.8% | Cards ~3%, e-wallets ~2.7%, QRIS 0.7% |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | 30+ African countries | Indonesia, Philippines, Thailand, Malaysia, Vietnam |
| Local to | — | Indonesia, Philippines, Thailand, Malaysia, Vietnam |
| Founded | 2016 | 2015 |
| Headquarters | San Francisco, United States | Jakarta, Indonesia |
| Popularity | 37 views · 0 likes | 42 views · 0 likes |
Frequently asked questions
Which is cheaper, Flutterwave or Xendit?
On a $1,000 payment you keep about $952–$986 on Flutterwave and $970–$993 on Xendit, before withdrawal or currency-conversion costs.
Where are Flutterwave and Xendit available?
Flutterwave: 30+ African countries. Xendit: Indonesia, Philippines, Thailand, Malaysia, Vietnam.