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Stripe vs Xendit
Stripe and Xendit are both card processing platforms. On a $1,000 payment you keep about $970.70 on Stripe and $970–$993 on Xendit, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $970.70 on Stripe and $970–$993 on Xendit, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Stripe is the older platform — founded in 2010, 5 years before Xendit (2015).
- Stripe is based in United States, Xendit in Indonesia.
- Xendit focuses on Indonesia, the Philippines and Thailand, while Stripe operates internationally.
Which should you choose?
Choose Stripe if…
- You prefer a long track record (since 2010).
Choose Xendit if…
- Keeping more of each payment matters most — its fee is lower.
- You live in Indonesia, the Philippines or Thailand.
Side by side
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Stripe
The standard for accepting card payments online - anyone with a business (even a sole proprietor) can register…
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Xendit
Southeast Asia payment infrastructure - businesses in Indonesia, the Philippines, and neighbors accept cards,…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Around 2.9% plus 30 cents per card charge (US) | Cards ~3%, e-wallets ~2.7%, QRIS 0.7% |
| Payout speed | 2 business days standard (US), Instant Payouts within 30 minutes | — |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | 45+ countries (merchant side) | Indonesia, Philippines, Thailand, Malaysia, Vietnam |
| Local to | — | Indonesia, Philippines, Thailand, Malaysia, Vietnam |
| Founded | 2010 | 2015 |
| Headquarters | San Francisco, United States | Jakarta, Indonesia |
| Popularity | 49 views · 0 likes | 42 views · 0 likes |
Frequently asked questions
Which is cheaper, Stripe or Xendit?
On a $1,000 payment you keep about $970.70 on Stripe and $970–$993 on Xendit, before withdrawal or currency-conversion costs.
Where are Stripe and Xendit available?
Stripe: 45+ countries (merchant side). Xendit: Indonesia, Philippines, Thailand, Malaysia, Vietnam.