Best payment platforms for freelancers
Earning is only half the job - the money still has to reach you. These are the platforms freelancers actually use to receive payments from clients and marketplaces, compared by where they work, what they charge on conversion, and how fast money lands in your bank.
Updated
Compare at a glance
| Platform | Type | Fees / commission | Pays via | Founded |
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Payment platform | Up to 2% on currency conversion and withdrawals | Bank transfer, ATM card | 2005 |
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Payment platform | Low conversion fees at the mid-market rate | Bank transfer, Debit card | 2011 |
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Payment platform | Fees vary by transaction type and country | Bank transfer, Debit card | 1998 |
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Payment platform | Around 2.9% plus 30 cents per card charge (US) | Bank transfer | 2010 |
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Digital wallet | Free Skrill-to-Skrill, bank withdrawal ~$5.50, up to 3.99% FX | Bank transfer, Debit card, Crypto | 2001 |
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Digital wallet | Free bank/wallet transfers | Bank transfer, Debit card | 2016 |
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Digital wallet | Free basic account and transfers | Bank transfer, Debit card | 2019 |
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Mobile money | Free in-app transfers, ~2% agent cash-out | Bank transfer, Cash agents | 2004 |
The freelancer favorite for international payments - receiving accounts in USD, EUR, GBP and more, connected directly to Upwork, Fiverr, Ama…
payoneer.com27 viewsA multi-currency account with local bank details in 9+ currencies - clients pay you like a local, and conversion happens at the mid-market r…
wise.com19 viewsThe most widely accepted way to get paid online - send an invoice or a PayPal.Me link and receive from almost any client in the world.
paypal.com21 viewsThe standard for accepting card payments online - anyone with a business (even a sole proprietor) can register and start charging customers,…
stripe.com24 viewsA digital wallet long popular with freelancers and online workers for receiving and sending money internationally at low cost.
skrill.com19 viewsA Pakistani digital wallet popular with freelancers - receive international transfers through 70+ remittance partners and spend with a Visa…
nayapay.com33 viewsA Papara-owned Pakistani wallet whose SadaBiz accounts let freelancers receive international payments at some of the best conversion rates i…
sadapay.pk24 viewsThe Philippines dominant mobile wallet - receive payments by number or QR, with bank cash-out and heavy freelancer adoption.
gcash.com18 views