Lemon Squeezy3.4Bronze 15 ptsVettedMerchant of record

A Stripe-owned merchant of record for digital products - sell downloads, licenses, and subscriptions with taxes handled for you.

Fees 5% plus 50 cents per transactionlemonsqueezy.com
Paddle3.6Bronze 20 ptsVettedMerchant of record

A merchant of record for selling software and SaaS - Paddle handles global payments, sales tax, and invoicing so solo developers can sell worldwide.

Fees 5% plus 50 cents per transactionpaddle.com
2Checkout3.9Silver 40 ptsPayment processor

A global payment platform (Verifone) helping sellers accept online payments worldwide.

Fees 3.5% + $0.35 on the entry plan, up to 6% + $0.60 on higher plans2checkout.com
AlipayHK3.0Bronze 15 ptsPayments and wallet

Hong Kong top digital wallet, used to collect payments.

Fees Free P2P and top-upalipayhk.com
Authorize.net3.0Bronze 15 ptsPayment gateway

The veteran Visa-owned payment gateway - small US and UK businesses accept cards online, by invoice, or by virtual terminal.

Fees 25 dollars monthly gateway fee plus per-transaction chargesauthorize.net
Bancontact Pay3.1Bronze 20 ptsPayments and wallet

Belgian mobile payment app to get paid via QR (formerly Payconiq).

Fees Free for consumersbancontactpayconiq.com
Braintree3.1Bronze 20 ptsPayment processor

A PayPal-owned full-stack processor for online businesses - accept cards, PayPal, Venmo, and wallets through one integration.

Fees Around 2.59% plus 49 cents per transactionbraintreepayments.com
bunq3.4Bronze 25 ptsPayments and wallet

Mobile business account popular with Dutch freelancers for receiving payments.

Fees Free plan, paid plans ~EUR 3-19/mobunq.com
Cash App3.4Bronze 30 ptsPayment app

The US peer-to-peer money app by Block - receive payments instantly to your cashtag, with a free debit card and bank cash-out.

Fees Free P2P, 0.5-1.75% instant depositcash.app
CashPlus3.2Bronze 25 ptsPayments and wallet

Receive money and instantly withdraw PayPal balances to dirhams.

Fees Free account, zero maintenance feescashplus.ma
ChapChap3.2Bronze 15 ptsPayments and wallet

Run a mobile-money agency (cash-in/out, airtime, bills) and earn commission.

chapchap.co
CIH Bank3.4Bronze 30 ptsPayments and wallet

Receive client and card payments and manage a dirham account as a freelancer.

Fees Free Code30 account and cardcihbank.ma
dLocal3.4Bronze 25 ptsPayment processor

A cross-border payments processor connecting global merchants to emerging-market shoppers.

Fees Custom pricing ~2.9% average take ratedlocal.com
ExpressPay3.0Bronze 20 ptsPayments and wallet

Collect payments via cards and all mobile-money networks.

Fees Transfer fees capped ~GHS 10, merchant 1.5-2.5%expresspay.com.gh
Flutterwave3.4Bronze 25 ptsPayment processor

A pan-African payments company - accept cards, mobile money, and local methods across 30+ African countries, with no-code payment links via Flutterwave Store.

Fees Local cards ~1.4%, international 4.8%flutterwave.com
GCash3.2Bronze 30 ptsMobile money

The Philippines dominant mobile wallet - receive payments by number or QR, with bank cash-out and heavy freelancer adoption.

Fees Free in-app transfers, ~2% agent cash-outgcash.com
Grey3.6Bronze 20 ptsPayment platform

Virtual USD, GBP, and EUR accounts for African freelancers - receive international payments and convert to local currency at competitive rates.

Fees No account fees, FX conversion margingrey.co
Hubtel3.1Bronze 25 ptsPayments and wallet

Open an online store with mobile-money checkout to sell food, groceries, and goods.

Fees 1.95% on mobile-money collectionshubtel.com
MB WAY3.2Bronze 20 ptsPayments and wallet

Receive instant peer-to-peer and customer payments via phone number.

Fees Free for consumersmbway.pt
Mercado Pago3.6Silver 35 ptsPayment platform

Latin America biggest payments app - anyone can receive via QR codes, payment links, and card readers, with or without selling on MercadoLibre.

Fees Free P2P, ~0.5-6% merchant receiving feesmercadopago.com
Midtrans3.3Bronze 25 ptsPayment processor

An Indonesian payment gateway (GoTo) for accepting cards, bank transfers, and e-wallets.

Fees Cards 2.9% + Rp2000, QRIS 0.7%midtrans.com
Mollie3.3Bronze 20 ptsPayment processor

A European payments processor loved by small businesses - accept cards, iDEAL, SEPA, and local methods with simple per-transaction pricing and no lock-in.

Fees Per-transaction pricing, no monthly feesmollie.com
Monobank3.0Bronze 15 ptsPayments and wallet

Open a sole-proprietor account to receive client payments, including SWIFT and SEPA.

Fees Free P2P own funds, ~1% to foreign cardsmonobank.ua
NayaPay3.4Bronze 25 ptsDigital wallet

A Pakistani digital wallet popular with freelancers - receive international transfers through 70+ remittance partners and spend with a Visa debit card.

Fees Free bank/wallet transfersnayapay.com
Paymob3.2Bronze 30 ptsPayment processor

A leading MENA payments company - merchants in Egypt, the Gulf, and Pakistan accept cards, wallets, and installments online and in person.

Fees 2.75% + EGP 3 per online transactionpaymob.com
PayMongo3.1Bronze 30 ptsPayment processor

A Philippine payments platform letting businesses accept cards, e-wallets, and bank transfers.

Fees Cards 3.5% + PHP 15, e-wallets ~2.5-3%paymongo.com
Payoneer3.4Silver 35 ptsPayment platform

The freelancer favorite for international payments - receiving accounts in USD, EUR, GBP and more, connected directly to Upwork, Fiverr, Amazon, and dozens of marketplaces.

Fees Withdrawals 1.2-4% ($1.50 USD to US), 0.5% conversion, $29.95/yr if under $6Kpayoneer.com
PayPal4.1Bronze 30 ptsPayment platform

The most widely accepted way to get paid online - send an invoice or a PayPal.Me link and receive from almost any client in the world.

Fees Fees vary by transaction type and countrypaypal.com
PayPay3.0Bronze 15 ptsPayments and wallet

Receive and hold payments on Japan dominant QR wallet.

Fees Free P2P, bank withdrawal 100 JPYpaypay.ne.jp
Paystack3.2Bronze 25 ptsPayment processor

The Stripe-owned processor built for Africa - Nigerian, Ghanaian, South African, and Kenyan businesses accept cards, mobile money, and bank transfers.

Fees From 1.5% per local transactionpaystack.com
Paytm3.4Silver 40 ptsPayment platform

One of India biggest payment platforms - individuals and merchants receive via UPI and QR codes, with a full business suite for small sellers.

Fees Free UPI payments, legacy wallet restrictedpaytm.com
PayU3.3Silver 35 ptsPayment processor

A major processor for emerging markets - merchants in India, Latin America, and Central Europe accept cards and hundreds of local payment methods.

Fees ~2% per transaction + GST (India focus)corporate.payu.com
Razorpay3.2Silver 35 ptsPayment processor

India leading payment gateway - businesses of any size accept cards, UPI, netbanking, and wallets, with payment links and pages for non-coders.

Fees Around 2% per domestic transactionrazorpay.com
Revolut3.8Bronze 30 ptsPayment platform

A financial super-app with multi-currency accounts - freelancers receive international payments and hold, exchange, and spend dozens of currencies.

Fees Free standard plan, ATM/FX fees beyond allowancesrevolut.com
SadaPay3.3Bronze 20 ptsDigital wallet

A Papara-owned Pakistani wallet whose SadaBiz accounts let freelancers receive international payments at some of the best conversion rates in the country.

Fees Free basic account and transferssadapay.pk
Skrill3.7Silver 40 ptsDigital wallet

A digital wallet long popular with freelancers and online workers for receiving and sending money internationally at low cost.

Fees Free to receive, 2.99% to send, 2.8% withdrawal (min EUR 3.50), 4.49% FXskrill.com
Stripe3.8Gold 60 ptsPayment platform

The standard for accepting card payments online - anyone with a business (even a sole proprietor) can register and start charging customers, invoicing, and selling with payment links.

Fees Around 2.9% plus 30 cents per card charge (US)stripe.com
Tap Payments3.2Bronze 30 ptsPayment processor

A MENA payment gateway letting businesses accept cards and local methods across the Gulf.

Fees ~2.75% standard cardstap.company
Tenpo3.2Bronze 20 ptsPayments and wallet

Free transfers and a card freelancers use to collect earnings (Chile).

Fees Free account and prepaid cardtenpo.cl
Tikkie3.1Bronze 20 ptsPayments and wallet

Send iDEAL payment requests to get paid fast - widely used by Dutch freelancers.

Fees Free for personal usetikkie.me
TWINT3.2Bronze 20 ptsPayments and wallet

Switzerland dominant mobile payment app - receive and send money by phone or QR.

Fees Free P2P for individualstwint.ch
Uala3.1Bronze 15 ptsPayments and wallet

Receive income, hold a balance, and spend - a common Argentine freelancer wallet.

Fees Free account, no maintenance feesuala.com.ar
Wise3.4Bronze 20 ptsPayment platform

A multi-currency account with local bank details in 9+ currencies - clients pay you like a local, and conversion happens at the mid-market rate.

Fees Low conversion fees at the mid-market ratewise.com
Xendit3.3Bronze 20 ptsPayment processor

Southeast Asia payment infrastructure - businesses in Indonesia, the Philippines, and neighbors accept cards, e-wallets, and bank transfers through one integration.

Fees Cards ~3%, e-wallets ~2.7%, QRIS 0.7%xendit.co