Freelance and gig platforms in Zambia

PayPal

Not available in Pakistan or Bangladesh, and in some listed countries accounts may only send or cannot withdraw locally, so check in the app.

Airtel Money

Register at an Airtel shop or agent with an original national ID or passport and an Airtel SIM registered in your name, one account per ID.

MTN MoMo

MTN lists these markets but MoMo rules, fees and limits are set by each local MTN company, so check your country's MTN site.

Chipper Cash

You'll need: A smartphone

USD account for Upwork, Fiverr and Deel payouts is only for verified Nigerians and Ghanaians, deposits can be held up to 3 days for review.

Flutterwave

You'll need: A bank account

Unregistered Starter or Individual accounts are allowed. Nigerians need a BVN and NIN.

Grey

Gives USD, GBP and EUR receiving accounts for foreign clients and platforms like Upwork, Deel and Payoneer, payments from sanctioned countries fail.

Paddle

For software and digital products only, individuals can sell, and payouts go monthly by wire or Payoneer once you reach $100.

Arc.dev

You'll need: Good English, A skills test

Vetted talent pass profile screening, English communication assessment and a role-specific technical interview.

Upwork

You'll need: A computer

You need a verified ID, an approved profile and a tax form (W-8BEN outside the US) before withdrawing. Crimea, Donetsk and Luhansk are also restricted.

Fiverr

You'll need: A computer

Fiverr can ask any seller for a government ID to confirm you are 18+, and PayPal withdrawals arrive in about 24 hours with a $1 minimum.

Toptal

You'll need: A computer, Good English, A skills test

Fewer than 3 percent pass the English interview, skills tests, live screening and 1-3 week test project.

Guru

You'll need: A computer

Free Basic plan gives 10 bids a month with a 9 percent job fee, paid plans from $11.95/mo add bids and lower fees.

PeoplePerHour

You'll need: A computer

Profiles are reviewed within 2 business days and new earnings clear 14 days after the invoice is approved.

Freelancer

You'll need: A computer

Identity verification is required before withdrawing, and your first withdrawal can be held up to 15 days.

Preply

You'll need: A computer, A webcam, A headset

Must be 18. Not open to residents of Iran, Sudan, Cuba, Syria, North Korea, Crimea, Russia, or Belarus. Profile review within 3 business days.

Skooli

You'll need: A computer, A webcam, A headset, Good English, A degree or professional licence, A teaching certificate, A background check, A PayPal account

Needs a bachelor's plus teaching certification or ESL qualification, or a master's or PhD, plus a clear national criminal background check.

Cambly

You'll need: A computer, A webcam, Native-level language skills, Good English

No degree or certificate needed but tutors must be native English speakers and cannot tutor from California, Massachusetts or New Jersey.

Classgap

You'll need: A computer

Register with name and email, fill in a profile questionnaire, and Classgap's team validates it before the profile goes public.

Engoo

You'll need: A computer, A webcam, A headset, Good English

Excellent English, quiet home workspace and internet of at least 1 Mbps, hiring includes an online interview.

NativeCamp

You'll need: A computer, A webcam, A headset, Good English, A skills test

Needs 2 Mbps internet and Chrome or Edge, an English test, AI speaking test, self-study program and online demo lesson with admins.

Verbling

You'll need: A computer, A webcam, A headset

C2 level in the language plus prior teaching experience with proof, teaching certificate preferred, applications reviewed within 2 weeks.

Amuse

There is no free plan now, the cheapest Artist plan costs $23.99 a year.

CD Baby

One-time $9.99 per single or $14.99 per album, payout within 15 business days of hitting your $25 default threshold, W-9 or W-8 required.

DistroKid

Ages 13-17 need parent or guardian consent, and you pay the annual fee by credit card.

TuneCore

Ages 13-17 need parent consent, artists outside the US sign with Believe International instead of TuneCore.

Intro

Experts must be over 18 and apply for approval. You must not be in a sanctioned country.

Clarity.fm

Expert applications are reviewed on background, demand and profile completeness, and Clarity keeps a 15% fee on every call.

ADPList

Mentoring is unpaid volunteer work, applicants need 5+ years of industry experience and only about 30% are approved.

EarnApp

You must be of legal age where you live. EarnApp is global except the listed countries, and Crimea is also blocked.

Honeygain

Must be 18+ on your own home network (no shared or work networks) and payouts start at a $20 minimum.

Grass

You'll need: A computer

Terms bar minors and sanctioned regions (list not itemised) and rewards are points or tokens with no promised cash value.

Skillshare

You'll need: A computer, A portfolio or work samples

First-time teachers must be approved (English-language applications only) and earnings are forfeited while Tipalti payment setup is incomplete.

Teachable

You'll need: A computer, A bank account

No free plan (7-day trial), the Starter plan adds a 7.5% transaction fee, payouts can arrive within minutes of a sale.

Whop

You must be at least 13, or the higher local minimum. Ages 13 to 18 need a parent or guardian, and some services require 18.

Topcoder

You'll need: A computer

Quebec, Crimea, Donetsk and Luhansk are also barred, winners pass an ID check and file a W-9 or W-8BEN, prizes paid within 90 days.

Wazoku Crowd

Solvers must be 18 or older and not in a US-embargoed country, and award amounts and payment terms are set in each challenge agreement.

Shutterstock

You'll need: A tax ID number

You need an approved tax form before any payout, and contributors in some countries face a 90-day waiting period.

Envato

You'll need: A portfolio or work samples, A tax ID number

New author applications are paused until further notice, when open they need portfolio review (about 30 days), tax info and an ID check.

CodeCanyon

Official Envato author help blocked automated reading (HTTP 403) so eligibility could not be verified.

ThemeForest

Official Envato author help blocked automated reading (HTTP 403) so eligibility could not be verified.

Redbubble

You'll need: A computer

Paid monthly by the 15th once you pass the payment threshold, via PayPal or bank transfer (US, AU and UK banks), and inactive accounts can be charged a fee.

Zazzle

You'll need: A computer, A PayPal account

Royalties are paid by PayPal (from $50) or check (from $100) within 45 days after month end, and tax forms are needed.

HackerOne

You'll need: A computer

Under 18 needs parental consent, and payouts need a Veriff ID check plus an approved tax form.

Bugcrowd

You'll need: A computer

A Jumio ID check is required before reporting to managed programs, and payouts need a tax form plus bank transfer or PayPal.

Flytographer

You'll need: A camera, A portfolio or work samples, Good English

Needs 2+ years of paid lifestyle photography experience and conversational English, and only about 3% of applicants are accepted.

Localgrapher

You'll need: A camera, A portfolio or work samples, Good English

Needs 3+ years of experience, professional gear with backups, very good English, and you must live in the destination you shoot.

Salad

You'll need: A computer

Chefs must be at least 18, and the app uses supported computer resources to earn redeemable reward points.

Storj

You'll need: A computer

Node needs 500 GB free space, 5 Mbps up and 99.3 percent uptime, and new nodes have 75 percent of earnings held in months 1-3.

viagogo

Official pages blocked automated reading so eligibility is unverified.

StubHub

Official seller pages blocked automated reading so eligibility is unverified.

Sellfy

Sellers must be adults, and receiving payments depends on Stripe or PayPal availability in their country.

Big Cartel

Ages 13 to 17 need a parent or guardian, and US-embargoed countries are barred.

Working Nomads

No account is needed to browse or apply, many jobs are open worldwide but some employers set location limits, and Premium is an optional paid plan.

Real Work From Anywhere

Free job board with no account needed, listing only remote roles the site says are open to candidates anywhere in the world.

inDrive

You'll need: A smartphone, A car, A driver's licence

Operates in about 48 countries, and drivers can counter the passenger's offered fare in the app.

Amazon Mechanical Turk

You'll need: A computer, A tax ID number

MTurk is closing on September 30 2026, so new workers should not sign up, and US persons living abroad were never supported.

micro1

You'll need: A skills test

You apply and take an AI interview. micro1 hires worldwide except a published list of restricted countries.

Grailed

You'll need: A smartphone

Must be 16+ (18 in China) and pass a Persona government ID check, and you must connect a payment account before listing.

Patreon

You'll need: A tax ID number

Under 18 needs a parent or guardian's permission, and you must give tax info or Patreon may withhold tax.

Open Collective

Projects need an open source licence and recent activity, GitHub-verified ones are often auto-approved, and projects from anywhere are welcome.

eBay

You'll need: A bank account

New private sellers get funds 2 to 7 days after delivery, and payouts go to a checking account or debit card, not PayPal.

Skimlinks

Publishers apply for approval and must supply valid payment and tax information before receiving commissions.

Sittercity

You must be at least 18. These October 2025 terms say Sittercity does not check identity, unlike an older trust page.